Affordable Pricing
Fast Online Issuance
24/7 Support Team
Why choose us?
We offer budget-friendly CTPL plans with no hidden costs.
Get your CTPL policy issued within minutes with our seamless online process.
Ensure you meet the LTO's (Land Transportation Office) legal requirements for vehicle registration.
Our dedicated customer service is available round-the-clock for all inquiries and assistance.
How it Works
Provide your Vehicle Details
When providing vehicle details for CTPL (Compulsory Third Party Liability) insurance, please select brand, model, variant, year.
Provide Your Contact Details
Once you have selected your vehicle details, enter your city, name and mobile number.
Get a Call Back
Our Agent would provide you with the best insurance plans according to your requirement.
Benefits of CTPL Insurance
Remove Explore additional perks designed for your convenience and peace of mind, including flexible add-ons, seamless service, and exclusive discounts tailored to your driving needs
Covers medical expenses or death compensation for third parties involved in an accident caused by your vehicle.
Support for legal matters if a third party files a case against you.
Provides financial protection for injured passengers in your vehicle.
What is CTPL?
In the Philippines, Compulsory Third Party Liability (CTPL) insurance is a mandatory requirement by law. It is a government-mandated insurance policy that every vehicle owner is required to have even before Land Transportation Office (LTO) registration.
CTPL offers financial protection to the vehicle owner by covering the medical expenses of third parties in case of an accident involving the vehicle. However, CTPL does not extend coverage to the insured vehicle’s driver, passengers, or repair cost. Therefore, most vehicle owners in the Philippines purchase comprehensive insurance in addition to the CTPL policy.
Comprehensive insurance ensures broader protection and provides coverage for the driver, passengers, and vehicle repairs. With Carmudi's insurance tool, you can easily compare instant quotes from multiple insurance providers and purchase your policy online.
Cost of CTPL Insurance
| Private Cars (including jeeps, and Utility Vehicles) | ₱ 600.00 |
| Light/Medium Trucks (Own Goods) Not Over 3,930 kgs. | ₱ 650.00 |
| Heavy Trucks (Own Goods) and Private Buses over 3,930 kgs. | ₱ 1,245.00 |
| Motorcycles / Tricycles / Trailers | ₱ 300.00 |
Documents required
Car insurance, also referred to as motor or auto insurance, is an insurance. This is a dummy content
- Official receipt (OR)
- Certificate of registration(CR)
- Drivers license
- Other Government ID
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Got Questions?
What is CTPL Insurance?
CTPL (Compulsory Third Party Liability) Insurance is a mandatory insurance policy for all motor vehicles in the Philippines. It provides financial protection against liability for bodily injury or death of third parties caused by the insured vehicle.
Is CTPL Insurance required in the Philippines?
Yes, CTPL Insurance is required by law under the Land Transportation Office (LTO) regulations. Vehicle owners must secure CTPL coverage before registering or renewing their vehicle registration with the LTO.
What does CTPL Insurance cover?
CTPL Insurance covers bodily injury or death of third parties (people who are not inside the insured vehicle). It does not cover damages to the insured vehicle, property damage, or injuries to the driver and passengers.
Is CTPL the same as Comprehensive Car Insurance?
No, CTPL only covers third-party bodily injury or death. Comprehensive Car Insurance covers vehicle damages, theft, fire, and third-party property damage.
Can I buy CTPL Insurance online?
Yes, you can conveniently purchase CTPL Insurance online through Carmudi Philippines, making it easier and more convenient to purchase and renew policies.