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Commercial auto insurance is a type of insurance policy designed to provide coverage for vehicles used for business purposes. It protects businesses from financial losses resulting from accidents, theft, damage, or liability claims involving their commercial vehicles.

Yes, in many places, including the Philippines, commercial auto insurance is often mandatory for vehicles used for business purposes. It helps protect not only the business but also other parties involved in case of accidents or incidents.

Premiums for commercial auto insurance are typically based on factors such as the type and size of the vehicles insured, the driving history of the drivers, the nature of the business, the location of operation, and the coverage limits selected.

Truck insurance covers various aspects, including damages to your truck, injuries to others involved in accidents, damage to their property, theft of your truck, and even damage from natural disasters like floods or typhoons, depending on the policy.

Yes, many insurance providers offer customizable policies, allowing you to choose additional coverage options or adjust coverage limits to suit your specific needs and budget.

If you need to make a claim, you simply contact your insurance provider and provide them with the necessary details, such as a claims form and any supporting documentation like photos of the damage.

To get truck insurance, gather required documents like the truck's OR, registration, and your ID. Submit these along with payment to the insurance provider. They'll process your application within 48 hours, and once approved, your policy becomes effective. Review the details carefully and contact customer service if needed.